Financing with Our Dealership

Buying a vehicle, new or used, is an exciting proposition for Buffalo drivers. This major investment doesn't have to be paid for in cash, and that's where the finance center at Ray Laks Honda comes in. Our finance team is ready to help you make the financing experience as stress-free as possible, offering a host of finance and lease plans for you to take advantage of. Learn more about the finance center at Ray Laks Honda below.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Our Finance Team

The finance center at Ray Laks Honda is staffed by a team of experienced professionals who are dedicated to helping customers find the best financing options available for all kinds of credit. We understand that finding financing can be a confusing and overwhelming experience. We take the time to explain everything in detail and answer any questions customers may have. Whether you're buying a new or used car, our finance center team will work with you to find the best financing options available.

Financing a New Honda

We are committed to helping you make your automotive goals a reality. Our finance team works with a variety of lenders to ensure that they can offer competitive rates and terms to our customers. Whether you have excellent credit or less-than-perfect credit, our finance center team can work with you to find a payment option that fits your budget.

Financing is a great path if you're a West Seneca driver interested in owning a vehicle someday but want to pay it off over time. Finance plans can last between two and seven years, typically. Make a down payment to keep your monthly rate as low as possible. Once you've completed your finance plan, congratulations! You own your vehicle outright.

Leasing a New Honda

Leasing a vehicle is another option for drivers. Leasing is like renting a vehicle for a few years at a time. Plus, leasing allows Cheektowaga drivers to choose a new Honda model from our lineup. Take advantage of all the latest and greatest tech and performance features Honda has to offer. Lease agreements typically last two or three years. Simply make a down payment, set an annual mileage limit, and you're all set! Make your monthly payments on time and return your lease in good condition, and you can reap the benefits of our new Honda inventory at a great price.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

We're Here to Help!

The finance center at Ray Laks Honda is designed to make the car-buying process as convenient as possible. They offer online financing applications, so customers can apply for financing from the comfort of their own homes. Take advantage of our online finance calculator, so you can get an idea of what your monthly payments might be before you show up for your test drive.

Additionally, the finance center team is available to answer any questions customers may have over the phone or via email, so customers can get the help they need without having to visit the dealership in person.

Visit our Honda Dealership near Hamburg, NY

Don't wait! Schedule a test drive at Ray Laks Honda and experience everything our dealership has to offer, including our superb finance center. Whether you're buying a new, used, or Certified Pre-Owned Honda model, our finance team is ready to make the process go as smoothly as possible. Apply for financing online now, so our sales team can pull models that fit your budget. We offer a wide array of trim levels and model years, with some of the best performance, tech, and safety features in the automotive industry. Now's the time to make your next investment with Ray Laks Honda. Contact us today to get started!

Your privacy is important to us.

Ray Laks Honda takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Ray Laks Honda

    3590 Southwestern Blvd
    Orchard Park, NY 14127

    • Sales: 716-740-6000
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Get in Touch

  • Contact our Sales Department at: 716-740-6000
  • Monday9:00am - 8:00pm
  • Tuesday9:00am - 8:00pm
  • Wednesday9:00am - 6:00pm
  • Thursday9:00am - 8:00pm
  • Friday9:00am - 6:00pm
  • Saturday9:00am - 5:00pm
  • SundayClosed